Rates

Saving Rates


Share Savings Rates

Effective February 4, 2013

Share Type Minimum Deposit APR APY Penalty
Savings $5.00 0.10% 0.10% No Penalty
Christmas No Minimum 0.10% 0.10% No Penalty
Vacation No Minimum 0.10% 0.10% No Penalty
Checking $25.00 0.00% 0.00% No Penalty
IRA No Minimum 0.75% 0.75% 60 day interest penalty if not 59 1/2

*Rates subject to change monthly

Certificate of Deposit Rates

Effective December 1, 2018

Share Type Minimum Deposit APR APY Penalty
91 Days $1,000.00 0.25% 0.25% All Interest Accrued
182 Days $1,000.00 0.40% 0.40% All Interest Accrued
9 Months $1,000.00 0.50% 0.50% 90 Day Interest Penalty
12 Months $1,000.00 1.00% 1.00% 90 Day Interest Penalty
18 Months $1,000.00 1.00% 1.00% 90 Day Interest Penalty
24 Months $1,000.00 1.15% 1.15% 90 Day Interest Penalty
36 Months $1,000.00 1.30% 1.30% 90 Day Interest Penalty

*Rates subject to change weekly

Money Market Rates

Effective December 1, 2018

Share Type Minimum Deposit APR APY Penalty
Tier 1 $2500.00 - $4999.99 0.25% 0.25% No Penalty
Tier 2 $5000.00 - $9999.99 0.25% 0.25% No Penalty
Tier 3 $10000.00 - $14999.99 0.50% 0.50% No Penalty
Tier 4 $15000.00 and over 0.50% 0.50% No Penalty

*Rates subject to change monthly
**Three withdrawals per month. $5.00 fee for each excessive share withdrawal.


Insurance Coverage :

We are pleased to inform you that, under the "Emergency Economic Stabilization Act", federal share insurance coverage at your credit union has increased from $100,000 to $250,000 for individual accounts. The existing $250,000 coverage level for IRA retirement accounts remains unchanged under the new law.