This is simply a passbook savings account that pays dividends. All members must have a regular share savings account and maintain a minimum balance of $5.00.
Build up funds for Christmas shopping or save for a special vacation. Make deposits by payroll deduction or in person.
Earn competitive rates and maximize your investment with a Credit Union Certificate. Choose from several terms with a minimum deposit of $1,000.00.
A Credit Union Individual Retirement Account offers you an excellent way to save for retirement. We offer Traditional, Roth, and the Coverdell Education Savings Plan.
An excellent way to earn compounding dividends and have access to your funds.
Choose from five different checking accounts. Members must be 18 years old to qualify for a checking account. An account must be opened with a $25.00 minimum deposit. Each account offers members unique advantages such as overdraft protection, VISA check card and 24 hours a day, 7 days a week ATM service.
The Credit Union’s low rates will save you money. Shop with confidence with a pre-approved loan to get the vehicle you want.
Qualified members may borrow on the credibility of their own signature. Amounts are based on the availability to repay and credit history. A revolving line of credit is also available.
The Credit Union offers competitive rates for fixed-rate mortgages and undeveloped land. Mortgage loans are only processed at the Main office on Harvard Drive.
Use your available equity to finance a new car, home improvements, education, etc. Our Home Equity Loan offers you low closing costs, and both fixed and variable loans are available.
No annual fee and a fixed rate will save you money over other cards. Use a Credit Union VISA card worldwide for shopping, travel, and cash.
With our On-The-Lot Financing Program you can get a low-rate OFCU loan right from the lot of any participating dealer.
INDIRECT LENDING DEALERS
Don Moore Nissan/Toyota/Honda/Mitsubishi
Don Moore Chevrolet/Cadillac/Buick/GMC
Don Moore Hyundai
Roberts Brothers Auto Mart
Steve Jones Chrysler/Dodge/Jeep
Champion-Ship Auto Sales
CENTRAL CITY KY
B F Evans Ford
Use your savings as collateral and pay low rate.
We can provide you with a dealer cost and option information for most any car you are interest in purchasing. This bargaining power, combined with a pre-approved loan ensures the best deal.
Credit Life and Credit Disability Coverage are available on most loans for a small fee.
This convenient service enables you to access your accounts from your PC, 24 hours a day, 7 days a week and receive your statement online with E-Statements. With a simple click you can get your account balances, transfer funds and make loan payments.
Your accounts are available 24 hours a day, 7 days a week through Audio Teller. It’s easy to access your accounts, whether you’re at home or traveling. Audio Teller phone number is (270) 683-9713
Use the VISA check card to pay for purchases anywhere VISA debit cards are accepted. You won’t have to write a check and the amount of the purchase will be automatically debited from your OFCU checking account.
Have any regularly recurring check deposited into your checking account. Payroll, Social Security, Pension, etc...
Overdrafts may be paid utilizing your Courtesy Pay funds for Checks, Debit Card, ACH, and ATM transactions.
Six different sizes of safe deposit boxes are available. This is a smart way to protect valuables.
When a personal check or cash will not be sufficient, use a Credit Union money order or cashiers check.
*Avoid using Courtesy Pay as a short-term loan. It’s a costly form of credit and is not designed to be used as such. Good account management is the lowest cost way to prevent overdrafts.