: Privacy statement : Owensboro Federal Credit Union (OFCU) is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with our Credit Union. As a member of OFCU, you also have a responsibility to safeguard your financial information. To ensure that you can rely upon the quality of products and services we make available, OFCU stands behind the following privacy policy: A. OFCU will collect only the personal information that is necessary to conduct business. That means just what is necessary to provide competitive financial products and services -- no more. B. OFCU will protect your personal information. OFCU will maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we will use security-coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality. C. You will always have access to your information. As a member of OFCU, you will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate. D. OFCU will only share information when absolutely necessary. We will only share information to administer products and services we provide, to comply with regulatory requirements, or to offer a broader array of products and services in partnership with other businesses. This is the same policy for any and all information gathered from members from any other method. E. OFCU will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our members' economic well being. Under no circumstances will we authorize these firms to charge your account without express written consent from you and we will not sell member information to telemarketing firms. F. OFCU will offer you a choice in how your information is used. Any member of OFCU may elect to keep their information from being shared with our business partners. You may opt out of those disclosures, that is, you may direct us not to make disclosures (other than permitted by law). Joint account holders, co- borrows and guarantors may exercise this right to opt out. For joint account holders, we will treat an opt- out request as applying to everyone listed on the account unless you direct us otherwise. If you wish to opt out of our disclosures, you may call our toll-free number (800-264-1054), or mail your request to: P.O. Box 1189 We will take all reasonable steps to make sure your requests are followed. At least once a year, we will remind all members of your right to choose.
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